Famous Quotations About Marriage and Married Life

Famous Quotations About Marriage and Married Life Anybody who has been in a happy marriage will confirm that the key to a happy married life lies in the bedrock of trust and friendship. Marriage spells out a lifetime of love. With trust, you can overcome all odds. Build your marriage into a rock-steady relationship with trust. For more secrets to a successful marriage, read these quotes about marriage. Quotes on Marriage HomerThere is nothing nobler or more admirable than when two people who see eye to eye keep house as man and wife, confounding their enemies and delighting their friends. Robert C. DoddsThe goal in marriage is not to think alike, but to think together. Lyndon B. JohnsonOnly two things are necessary to keep ones wife happy. One is to let her think she is having her own way, the other, to let her have it. Pearl S. BuckA good marriage is one which allows for change and growth in the individuals and in the way they express their love. Rainer Maria RilkeA good marriage is that in which each appoints the other guardian of his solitude. Simone SignoretChains do not hold a marriage together. It is threads, hundreds of tiny threads which sew people together through the years. That is what makes a marriage last more than passion or even sex! SocratesMy advice to you is to get married. If you find a good wife, youll be happy; if not, youll become a philosopher. Martin LutherThere is no more lovely, friendly and charming relationship, communion or company than a good marriage Iris MurdochThe absolute yearning of one human body for another particular body and its indifference to substitutes is one of lifes major mysteries. Nanette NewmanA good marriage is at least 80 percent good luck in finding the right person at the right time. The rest is trust. Morris L. ErnstA sound marriage is not based on complete frankness; it is based on a sensible reticence. Dave MeurerA great marriage is not when the perfect couple come together. It is when an imperfect couple learns to enjoy their differences. Helen Gahagan DouglasWhen a marriage works, nothing on earth can take its place. Paul TournierThis is what marriage really means: helping one another to reach the full status of being persons, responsible beings who do not run away from life. Mignon McLaughlinA successful marriage requires falling in love many times, always with the same person. Honore de BalzacOne should believe in marriage as in the immortality of the soul. Benjamin DisraeliIt destroys ones nerves to be amiable every day to the same human being. Robert AndersonIn every marriage more than a week old, there are grounds for divorce. The trick is to find, and continue to find, grounds for marriage. Sydney J. HarrisAlmost no one is foolish enough to imagine that he automatically deserves great success in any field of activity, yet almost everyone believes that he automatically deserves success in marriage. George EliotThat quiet mutual gaze of a trusting husband and wife is like the first moment of rest or refuge from a great weariness or a great danger.

Reactivity Definition in Chemistry

Reactivity Definition in Chemistry In chemistry, reactivity is a measure of how readily a substance undergoes a chemical reaction. The reaction can involve the substance on its own or with other atoms or compounds, generally accompanied by a release of energy. The most reactive elements and compounds may ignite spontaneously or explosively. They generally burn in water as well as the oxygen in the air. Reactivity is dependent upon temperature. Increasing temperature increases the energy available for a chemical reaction, usually making it more likely. Another definition of reactivity is that it is the scientific study of chemical reactions and their kinetics. Reactivity Trend in the Periodic Table The organization of elements on the periodic table allows for predictions concerning reactivity. Both highly electropositive and highly electronegative elements have a strong tendency to react. These elements are located in the upper right and lower left corners of the periodic table and in certain element groups. The halogens, alkali metals, and alkaline earth metals are highly reactive. The most reactive element is fluorine, the first element in the  halogen group.The most reactive metal is francium, the last alkali metal. However, francium is an unstable radioactive element, only found in trace amounts. The most reactive metal that has a stable isotope is cesium, which is located directly above francium on the periodic table.The least reactive elements are the noble gases. Within this group, helium is the least reactive element, forming no stable compounds.Metal can have multiple oxidation states and tend to have intermediate reactivity. Metals with low reactivity are called noble metals.  The least reactive metal is platinum, followed by gold. Because of their low reactivity, these metals dont readily dissolve in strong acids. Aqua regia, a mixture of nitric acid and hydrochloric acid, is used to dissolve platinum and gold. How Reactivity Works A substance reacts when the products formed from a chemical reaction have lower energy (higher stability) than the reactants. The energy difference can be predicted using valence bond theory, atomic orbital theory, and molecular orbital theory. Basically, it boils down to the stability of electrons in their orbitals. Unpaired electrons with no electrons in comparable orbitals are the most likely to interact with orbitals from other atoms, forming chemical bonds. Unpaired electrons with degenerate orbitals that are half-filled are more stable but still reactive. The least reactive atoms are those with a filled set of orbitals (octet). The stability of the electrons in atoms determines not only the reactivity of an atom but its valence and the type of chemical bonds it can form. For example, carbon usually has a valence of 4 and forms 4 bonds because its ground state valence electron configuration is half-filled at  2s2  2p2. A simple explanation of reactivity is that it increases with the ease of accepting or donating an electron. In the case of carbon, an atom can either accept 4 electrons to fill its orbital or (less often) donate the four outer electrons. While the model is based on atomic behavior, the same principle applies to ions and compounds. Reactivity is affected by the physical properties of a sample, its chemical purity, and the presence of other substances. In other words, reactivity depends on the context in which a substance is viewed. For example, baking soda and water are not particularly reactive, while baking soda and vinegar readily react to form carbon dioxide gas and sodium acetate. Particle size affects reactivity. For example, a pile of corn starch is relatively inert. If one applies a direct flame to the starch, its difficult to initiate a combustion reaction. However, if the corn starch is vaporized to make a cloud of particles, it readily ignites. Sometimes the term reactivity  is also used to describe how quickly a material will react or the rate of the chemical reaction. Under this definition the chance of reacting and the speed of the reaction are related to each other by the rate law: Rate k[A] Where rate is the change in molar concentration per second in the rate-determining step of the reaction, k is the reaction constant (independent of concentration), and [A] is the product of the molar concentration of the reactants raised to the reaction order (which is one, in the basic equation). According to the equation, the higher the reactivity of the compound, the higher its value for k and rate. Stability Versus Reactivity Sometimes a species with low reactivity is called stable, but care should be taken to make the context clear. Stability can also refer to slow radioactive decay or to the transition of electrons from the excited state  to less energetic levels (as in luminescence). A nonreactive species may be called inert. However, most inert species actually do react under the right conditions to form complexes and compounds (e.g., higher atomic number noble gases).

Walking Essay Example | Topics and Well Written Essays - 1000 words

Walking - Essay Example It is a well-known fact that walking has many advantages. It indicates that walking session of at least 30 minutes is essential for a good health if the person adopts an appropriate walking posture then he is at lower risk of cancer, heart disease, anxiety and depression . But, it is sad that in some part of the world particular in United States people are no more pedestrians. With emergence of modern cars people prefer to travel more their luxuries car rather than spending some time in walking on their foot. Walking also strengths your joints and bone .According to Zivot (185) it was reported that in United States that there was a drastic decrease in rates of mortality which was 39 percent for the individuals who adopted walking as their regular habit. By walking the life expectancy of such diabetic patients increased greater but it is distressing that people in USA still ignore this fact. There are some electronic devices due to which people gave up walking, these mobile devices in clude treadmills. There are increase rates of road accidents this also contributes in declining the number of pedestrians the number of pedestrians have declined to 30% in downtown Los Angeles since 1961. According to National Highway Traffic Safety Administration (NHTSA) Assaily.JP(258) the rates of pedestrian accidents have increased in United States hence safety of pedestrian has become a burning issues these days. One of the reports of NHTSA showed that annually 4,100 pedestrians die in road accidents after every one or two hours, various rules should be formulated in order to provide safety to the pedestrians like designing zebra crossing and placing signals everywhere especially on all the busy roads like enforcing laws to limit. However, it is responsibility of pedestrians to take some protective measure too like they should pay full attention to roads while crossing it instead of being busy on a call as it diverts their

British Political Parties Case Study Example | Topics and Well Written Essays - 250 words

British Political Parties - Case Study Example The article also provides detailed information on how France’ National Front advocates socialism by allowing debates to be carried out on managerial competence. Just like FNF, Liberal Greens also advocates socialism by supporting civil liberties alongside social justice. The article also provides some information on how Liberal Democrats’ economic pitch is shifted to the left of labourers to magnify the effect of social authoritarian, According to it, Liberal Democrats advocate socialism by not only enhancing expansion of the Freedom of Information Act, but also a reduction of the detention period to 14 days. Just like other parties that advocate socialism, Conservative Party aims at doing away with ID cards. Unlike other parties, the New Labour insists on the retention of the DNA profiles of the victims of crime and 42 days retention for those involved in crime. Additionally, it privatises economy at the cost of nationalising the public. For a nation to grow, it must give room for new ideas to be inoculated in its management by allowing democracy to prevail. For instance, it is very crucial for Britain to have many political parties. Many political parties will enhance the running government in Britain to implement some crucial ideologies raised by other political parties. Additionally, the ideologies presented by different political parties enable the public choose the party that will contribute towards meeting their wants in

AlfredHitchcock, Essay Example for Free

AlfredHitchcock, Essay Final Paper Mamet and Hitchcock’s Suspenseful Similarities While comparing the film’s Strangers on a Train, directed by Alfred Hitchcock and The Spanish Prisoner directed by David Mamet, two suspenseful mysteries unfold. In this essay I will compare both directors use of themes, tones, and camera effects to convey the thrilling story of a confused and tortured protagonist. While they are different plotlines, both stories overlap in many ways. Perhaps Mamet may have even made an homage to Hitchcock’s Strangers on a Train by mirroring various scenes and themes in The Spanish Prisoner. Strangers on a Train is the story of two strangers that meet on a train, but it is hardly that simple. One a tennis star, Guy Haines, and the other, a wealthy psychopath Bruno Anthony. Bruno proposes a scheme to Guy to kill someone the other person wants to dispose of, a â€Å"criss-cross†. Unknowingly, Guy agrees to kill Bruno’s enemy and vice versa. Bruno kills Guy’s wife that he had been trying to divorce, and expects Guy to kill his father. They get mixed up in a cat a dog chase of murder and confusion, which ended with Bruno’s death and Guy marrying the women he loved, Anne Morton. The Spanish Prisoner is titled from a con game that traps a mark into turning over thousands of dollars to scam artists. David Mamet character Joe Ross is a math genius that devised a process that will earn his company billions of dollars. The process is the maguffin (a typical trait of Hitchcock); we never find out what the process is, only that rival Japanese corporations will do anything to steal it. Joe Ross ends up happily ever after similarly to Guy Haines. Both stories reflect one another in multiple ways. One is that Bruno the sympathetic villain in Hitchcock’s Strangers on a Train that we love and hate is very similar to that of Julian ‘Jimmy’ Dell who elaborately tried to steal the process. We grow relationships with Jimmy Dell and with Bruno Anthony; they are both the catalyst of all bad that comes to the protagonist, yet each director makes them appealing and loveable. Both plotlines are obviously different, but Joe Ross is a similar reflection of Hitchcock’s creation of Guy Haines as well. Both men are mixed up in what they thought were brief encounters with ice or eccentric strangers. Yet both men get fooled along the way and get entangled in a web of lies, murder, and deceit. Mamet mirrors Hitchcock storyline in various ways throughout the films with character similarities again and again. On the plane ride back to the States, Susan asks Joe the films signature question: â€Å"Who in the world is what they seem? † In this scene, instead of a tr ain they are on an airplane, and instead of Bruno asking Guy a question, it is Susan to Joe. Inevitably they are the same. Susan endows doubt and a motive to do something out of character, much like Bruno’s question to Anthony, â€Å"My theory is that everybody is a potential murderer. Didnt you ever want to kill somebody? Say one of those useless fellows Miriam was running around with? † Each character is stricken with a striking comment that unravels the rest of their fate. In the same scene in the airplane Joe responds to Susan by retreating to the planes bathroom to unwrap Dells gift, which turns out to be a first edition of Budge on Tennis. The tennis theme is another similarity echoed in Strangers on a Train. Guy Haines is a pro tennis player and many of the scenes have imagery of tennis. Metaphorically it could represent the mental state of characters or plot, the back and forth of sense and logic. Later when Joe is trying to meet up with lawyers to discuss the process in Central Park, he goes onto a carousel. Mamet does no mistake by copying Hitchcock’s carousel tool as a dizzying climactic point. The spinning of the carousel signifies the mental state of both protagonists at the time. Each is on the verge of a breakdown, not knowing who to trust or what to do next. Camera angles enhance the scene in Hitchcock’s version because he uses high angle shots and differential focus on the faces of the patrons riding the carousel while the background spins quickly it creates a highly suspenseful and memorable scene. Hitchcock also used that little carnie man who crawled under the moving carousel, I was in awe of the camera angles throughout this scene, it made me hold my breath. The scene from The Spanish Prisoner where Joe was in the carousel was not as thrilling, the tone was different, he just walked around it slowly. The tones of the two scenes are like night and day. Hitchcock’s is loud and scary, while Mamet’s is eerily quiet and somber. Thematically they both explain the mental state of the protagonist, but Hitchcock’s tone is intense, fast paced, and surreal at times, while Mamet’s tone is cerebral and realistic. Not only are the characters, the themes, and elements comparatively similar, but also many of Hitchcock’s trademarks are found in both movies. One is the falsely accused man. This is present in Guy Haines, as well as in Joe Ross. Each protagonist is being chased for a crime they didn’t commit. It is a classic trait of suspense thrillers and is defiantly a major part of each film. The second trait is the guilty woman. This is present in Susan in Spanish Prisoner, and in Miriam in Strangers on a Train. Both directors convey police as idiotic throughout the movie as well, which is another Hitchcock trait. The final element is the pathological deviant. This is present in Bruno Anthony and in Julian ‘Jimmy’ Dell. This is the figure that spun the web of lies and created a â€Å"trustworthy† bond while in reality being completely crazed for a purpose that is unattainable. While both movies are similar in their theme, tone, characters, and director traits, they also vary in ways that make them unique. Both the stories are well conveyed due to the director’s clear point of view. One was referencing the other, both were gripping and suspenseful tales of an innocent man trying to fix a problem that they cant seem to solve. Mamet’s mirroring of Hitchcock was done well, but Hitchcock’s surrealistic shots and character like the carnie make it more interesting and compelling of a movie to me.

Chemical Warfare :: essays research papers

Chemical warfare What is Chemical Warfare: To understand chemical warfare you must first understand what a chemical agent is. A United Nations report from 1969 defines chemical warfare agents as " ... chemical substances, whether gaseous, liquid or solid, which might be employed because of their direct toxic effects on man, animals and plants ... ". This means basically that any chemical that is used to directly effect and harm a person, plant, or animal would be an act of chemical warfare. Some commonly confused Chemical Agents: Agents such as napalm and phosphorus are not considered to be Chemical agents since they achieve their effect mainly through thermal energy. Certain types of smoke screen may be poisonous in extremely high concentrations but smoke ammunition is not classified as a chemical weapon since the poisonous effect is not the main reason for their use. Another common misconception is that biological agents such as viruses or microorganisms (small pox etc.) are considered a chemical agent, but this is not the case. Effects of chemical agents and biological agents may be similar but they different in production. Chemical agents are created and biological agents are found naturally in nature or cultured for use. Different types of Chemical agents: Nerve Agents: Source: A FOA Briefing Book on Chemical Weapons Nerve agents acquired their name because they affect the transmission of nerve impulses in the nervous system. They are stable, easily spread, highly toxic and have rapid effects when absorbed through the skin and respiratory track. Nerve agents can be manufactured by means of fairly simple chemical techniques. The materials are inexpensive and generally readily available. It was not until the early 1930's that German chemists discovered the effects of certain phosphorus compounds to be toxic. Two years later a phosphorus compound with extremely high toxicity was produced for the first time. This phosphorus compound, given the name tabun, was one the first substances later referred to as nerve agents. Physical and chemical properties The most important nerve agents included in modern arsenals are: „h Tabun, O-ethyl dimethylamidophosphorylcyanide, This nerve agent is the easiest to manufacture. Therefore, it is more likely that developing countries start their arsenal with this nerve agent „h Sarin, isopropyl methylphosphonofluoridate, a toxic substance mainly afflicting the respiratory system. „h Soman, pinacolyl methylphosphonofluoridate, a moderately toxic substance which can be taken up by inhalation or skin contact. „h Cyclohexyl methylphosphonofluoridate, a gas or Liquid substance with low volatility which is taken up through skin contact and inhalation of the substance

Globalisation & Liberalisation

According to Herman E Daly, Globalization serves the villous of a single, cosmopolitan, integrated global economy. This definition focuses on the cross border movement of goods, services and resources (financial and human) impacting on the domestic and global assets and employment. Globalization, thus focuses on an integrated economic world in which the economy is a single market characterized by trade and Investment flows, cross border economic activities In production, Investment financing, movement of capital, technology, labor, Internationalization of consumption, capital, and services.Economic liberation's is the gateway of globalization and financial liberation plays the most crucial role in integration of one neutron economy on the global economic network. However, very often the term liberation's and globalization are used simultaneously. Important instruments of liberation's are regulation of financial market to allow foreign capital, foreign investment, to and fro flow of c apital etc. Reduction of tariff and non-tariff barriers of trade, simplifications of customs measures etc.For successful global Integration a country must move to economic liberalizing by dismantling entry barriers and Licensing system, reduction in physical restrictions on imports, reduction in control n capital and current account, reforming financial system and opening up financial market to private (domestic and foreign) players, removing controls on foreign capital (FDA and portfolio) flow to the country etc. Globalization however, Is not a new phenomena of the current world activities.Economic historians have traced two strong waves of globalization. The first wave of globalization spread over 1 870 – 1914 while the second wave of globalization began roughly in 1960 and continuing. The current wave of globalization is much faster and deeper. Globalization today is fundamentally a new economic phenomenon, and a process to set up a new economic order globally increased in tegration and Interdependence of production, consumption and services. The present wave of banquets – Volvo.V Issue 1, January 2005 Globalization and Life Insurance gallstones NAS slantingly Innocence Improved speculation In resource allocation, productivity enhancement and specialization and greater innovation, adaptability and utilization of technology which has necessitated the need for cross border economic activity for all the countries. Resource mobility has not only reduced the cost of production and distribution but also boosted competition across the order.Drivers of Globalization The present wave of globalization has been significantly influenced by advances in information and computer technology, increased flow of trade and capital. Improved specialization in resource allocation, productivity enhancement and specialization and greater innovation, adaptability and utilization of technology which has necessitated the need for cross border economic activity for all th e countries. These have not only reduced the cost of production and distribution but also boosted competition across the border.Therefore important drivers of globalization are expansion of International Trade, Internationalization of Financial Market and Migration, Baldwin and Martin (1999) observed key aspects of globalization namely Trade, investment, migration and Factor prices , Capital flows and Markets, and Industrialization and Income Convergence and Divergence. Both waves of globalization were driven by radical reduction in technical and policy barriers to international transactions†¦. But the uniqueness in recent globalization is heavily shaped by the dramatic reduction in communications cost, what is sometimes referred to as the death of distance'.Financial Globalization Advancement in information technology, innovation in financial products, and increase in trade and services provided boost to the cross border flow of capital. Capital Mobility is considered as an in dicator of financial integration. Other indicator being gross stocks of foreign assets and liabilities. We shall discuss this in detail the section Financial Globalization The process of Globalization is strongly supported by Financial Globalization.There is an inextricable relation between increased international trade in goods and services and the increased flow of international UAPITA. It is because increased trade is followed by increase in payments, banking service, hedging etc. Stock markets, as we have noted in the beginning, has replaced the role of Banking to a great extent as a financier to corporate and development funds. Stock markets, in a globally integrated financial market facilitate risk sharing, improve efficiency of resource allocation, impact savings decisions and provide liquidity thus supporting faster economic growth.Globally integrated stock markets facilitates economic growth in several ways namely : Banquets – Volvo. V Issue 1, January 2005 021 Impro ve much name eloquently In ten market Prove prudent resource allocation prospects Create an environment for flow of savings thus reducing uncertainty of capital in the market Reduce risks through global diversification Liberalized and internationally integrated stock markets thus boost economic growth. Benefits of Financial Globalization Liberation's and globalization produces immense benefits to the countries integrated.Liberation's creates conducive climate for faster economic growth, allows upgrading of technology, provides scale economy, expansion of markets domestically and internationally. Economic integration through liberation's can also expand Job opportunities in domestic market and through migration of labor in general. Financial Globalization produces higher economic growth through direct and indirect impact on economy . Liberation's and globalization produce immense benefits to the countries integrated.Liberation's creates conducive climate for faster economic growth, a llows upgrading of technology, provides scale economy, expansion of markets domestically and internationally. Economic integration through liberation's can also expand Job opportunities in domestic market and through gyration of labor in general. However, liberation's of financial markets provides growth generating opportunities including the following. By encouraging FDA, developing economies can import much needed technology, which would further generate spillovers for local firms.Saggy (2002) mentioned three types of potential channels of spillovers, namely Demonstration Effect, (local firms adopting multinational introduced technologies), labor turnover switchover of trained labors to local firms (enabling technology diffusion) and vertical linkages (multinationals supplying technology to suppliers of intermediate goods). Global Financial integration augment much required domestic saving and boost up capital investment in investment starved countries. It also provides avenues fo r better allocation of capital and minimizes risk.Further, capital flow is accompanied by transfer of technology and finally assists in promoting healthy capital market. Indirect influences of globalization include promotion of globalization and integration of domestic economies which is followed by improving the macro economic policy frame work and setting up economic institutions and better governance system. Financial Liberation's has forced many countries to open up financial markets and relaxed the rules of intermediation allowing financial services institutions like investment banks, asset management companies, Mutual Funds, Pension Funds etc. To operate in newly liberalized markets. The forces of change unleashed by financial globalization, reenacted In Electroplating AT Dangling system, Increase In cross border financial activity increased competition in savings market convergence in financial services industry. B. Globalization of Insurance Market Insurance is an integral p art of national economy and a strong pillar of financial arrest. Therefore, waves of globalization have also deeply influenced the insurance market worldwide. Financial Market Globalization has also been strongly supported by Globalization of Insurance.With the increase in Trade, Direct Investment and Portfolio Investment, there has been an ever growing demand for Insurance services particularly in the emerging markets. Globalization of Insurance market, as a part of the overall process of liberalizing in emerging and other countries enabled the foreign insurance companies to enter in those countries and benefited both. The riving forces of insurance market globalization has been identified by Swiss Re (Sigma No. 4/2000) as the ‘push factors' and ‘Pull Factors'.The Push factors are the motives behind the movement of foreign insurance companies while the pull factors are the motives behind allowing the foreign companies to operate in local market, l) Push factors : Insura nce Companies move out to emerging markets due to Increasing Global Trade , Growing Direct Investment , Potential Future Growth in Emerging Markets , Saturation in industrialized countries and Strong growth in emerging entries and expected Efficiency Gains through Diversification , Economics of scale etc it) Pull Factors : The important pull factors in emerging markets – Emerging Markets have Strong Economic growth and Trade, and there are substantial requirements of capital in Emerging Markets to cover major risks. There are several benefits to the countries allowing foreign insurance companies to operate in their countries which can be broadly classified into Economy related, and Insurance marked related Economy related benefits to the local country : Foreign insurance companies along with local companies add further momentum to obligation of savings. Institutional net work in the savings market increases, which also influence the savings behavior of household and corporate savings.Resources and capital allocation in the Domestic Market increases with the increased sophistication brought by the foreign insurance companies It also improves the financial stability in the host country, as well as facilitates improvement in production and Trade. Banquets – Volvo. V Issue 1, January 2005 023 Insurance market related benefits : Capital structure of entire insurance industry improves because foreign companies brings fresh capital with them. Market efficiency improves due to information dissemination, global operating knowledge and increased competition. Management inclemency Increases Decease Torrent companies Drill Walt teem global experience and management innovation. Range of available products increases because foreign companies bring with them a wide range of products and product development expertise.Customers' service improves. Increased competition, technology led service, and cost competition finally benefits the consumers. Globalization also improves Regulatory and Governance system. It also improves market conduct and Ethical Business Standard. Jennifer Rankin (2003) mentions the following factors driving the insurance companies' cross border activity. Many countries are moving away from protectionism and state control and taking more market driven approach especially in the insurance and financial services and opening up their markets to foreign companies. The process of Insurance globalization significantly influenced by the GOATS/WTFO.A major break through was achieved in 1997 with an agreement of Liberation's of financial services following which 102 countries committed to remove entry barriers and liberalism their markets. The GOATS agreement offers legal security and protection to global insurance players. With the removal of entry barriers in emerging and less developed countries there has been an increased flow of funds from developed countries to the emerging and less developed countries. According to Swiss R e (Sigma No. 4/2000) â€Å"In recent years there has been a strong increase in the demand for insurance in the emerging markets. The average annual growth rate in the emerging markets has since 1990 been twice as high as industrial countries in both life and non-life insurance.There is already an indication of slow Roth and saturation of insurance market in industrially developed countries. During 2003, Global Life business witnessed a decline of -0. 8%. However, emerging market life business grew by 6. 6% as against -1 . 7% decline in industrialized countries. In non life business, while industrialized countries achieved 5. 7% growth in real premium income, emerging markets registered 8. 5% growth rate in 2003. However, total premium income of emerging market in 2003, was US $ 314128 million which represented 10. 68% global premium income, whereas share of industrialized countries with US $ 2626542 million representing 89. 2% of global premium. This is an indication of huge potent ial emerging market.Globalization of Financial as well as Life Insurance Market is an inevitable phenomena. In the years to come the globalization of Insurance Market is going to speedup further. The impact of globalization will also be felt more in emerging markets which have exhibited better potential for growth in insurance market. Data provided in Table No. 1 and Table No. 2 shows that countries which have extensively opened up the Insurance 24 Market to the Private and Foreign Companies have achieved relatively better growth in insurance density and penetration. It has also been noted in India that growth of Insurance Market was faster in the post liberation's period than that in pre- Tatterdemalions pergola.However, one AT ten constraints AT Insurance Gallstones Is a small number of global players as noted by UNEVEN (2002). The private insurance industry is largely a national industry rather than a global one. The number of truly global insurance players is in the range of 20 to 30 only. Another 70 companies operate significantly in more than one continent through branches. Only 1. 2% of global insurance premium comes from across border business. C. Impact of Liberation's on Economic growth Research of Bernstein and others (1998) shows that FDA contributes more domestic growth than domestic investment. And also FDA is more productive than domestic investment.Liberation's of capital markets attracts foreign investment which influences the price of equity thereby reducing the cost of capital. Research of Beakers and Harvey (2000) indicated that post liberalized regulatory reforms bring down the cost of capital and also help to increase inflow of capital. Financial liberation's also imparts structural formats of capital markets, improves the closures, transparency and corporate governance which creates growth prospects in a liberalized country. It has been noted that the average per capita income is higher in the countries with more open economic policies a nd better global linkages, than in the countries with less openness in financial sector. Globalization has helped promote convergence of per capita incomes.Per capita incomes have grown faster in globalization developing countries (those lowering trade barriers) than in rich countries – 5 per cent versus 2. 2 per cent in sass†¦Ã¢â‚¬ ¦. Non globalization Developing countries have lagged behind. Finance and Development, March 2002. , UP). Resource (2002) has observed that â€Å"the trend of rising inequality over the past 200 years, primarily between countries, now appears to have been reversed, and the experience of the 19th century suggests that increased globalization will accelerate this decline. Parkas et al (2003) has noted that ‘International Financial Integration can help to promote domestic financial sector development, which in turn can help to moderate macro economic volatility.However, thus far these benefits of financial integration appear to have accru ed primarily to industrialized countries. D. Growth of Life Insurance in India Indian Life Insurance Industry, since nationalization, has registered a significant growth and gradually increased its share in household financial savings. As noted in table 4, the Share of Insurance Funds has increased from 8. 7% in 1993-94 to 14. 9% in 2003-04, while the share of life insurance funds increased from 8% to 14. 5% during the same Banquets – Volvo. V Issue 1, January 2005 025 per 00 Ana In terms AT GAP It NAS Increased Trot I Nils Is a gallants achievement of Life Insurance Industry which till recently represented by LICE of India.Growth in Life Fund is considered to be an important indicator of growth of Life Insurance Industry and as can be seen from the Table 4, LICE has performed exceedingly well. LICE, after nationalization of 256 Life Insurance Companies, started with a Life Fund of RSI. 410. 40 core, which in course of time increased rapidly and stood at RSI. 3,21 ,754 core i n 2004. Similarly, the total assets of LICE has increased from RSI. 463 core in 1958 to core in 2004. High growth of Life Fund and Assets of LICE was possible due to significant growth in New Business, which got a boost during the Post Liberation's period. First time in 1999, LICE sold more than one core (1. 8 core) policies in a single year, however, growth became faster during the post liberalized period and in 2002 it crossed the 2 core mark by selling 2. 25 core policy, which increased further to 2. 42 core in 2003. In 2004, New Business (AS) had gone up RSI 2,02,898. 14 core under 2,69,63,504 policies. Total in force policies serviced by LICE by the end of 2004, stood at 15. 39 core under Sum Assured of RSI. 9,25,033. 33 core. Liberation's of Indian Insurance market has provided further push of the Insurance Industry. By the end of March, 2004, there were 13 Life Insurance companies including LICE in the market, which has not only generated competition but also provided a wide range of product choice to the customers.An overall view of Indian Life Insurance market can be obtained through data released by ERDA, shown in the Table 6 and Table 7. Accordingly total no. Of policies underwritten in 2004 increased by, 12. 78% from 2002-03 to 5 2003-04, while the premium under these policies increased by 51. 80%, from lacks to 18,71 ,016. 02 lacks during the same period. So far LICE is concerned, there is a fall in market share in New Business. In No. Of Policies the market share declined from 96. 70% to 94. 21% while in premium income the market share of LICE declined from 92. 03% to 87. 04% during the same period. These indicate that Indian Life Insurance in general has expanded since liberalizing on the one hand and market has been increasingly becoming competitive. E.India in the International Context Though the share of Life Fund in household Financial Assets has gone up during the last decade and Indian Life Insurance Industry registered better growth rate compared with global growth rate yet total premium volume and global market share minded quite low. Total premium volume of Life Insurance Industry in the World at 9% growth rate increased from US $ 1 534,061 2002 to US $ 16,72514 2003, whereas in India 26 growth rate was much higher at 18% and Total Premium volume increased from US $ s S EYE ruling ten same pergola. Insurance Density (premium per capita and Insurance Penetration (premium in percentage of GAP) which are important growth indicators are quite low in India. In the year 2003, Life Insurance Density in India was only US $ 12. 9 as against the World Density of US $ 267. 1. Similarly, Life Insurance Penetration in India was only 2. % as against World Penetration level of 4. 59%.

Powerful Poetry Essay

â€Å"Shall I compare thee to a summer’s day? Thou art more lovely and more temperate. † This line is from sonnet 18 and it is one of the best known of William Shakespeare’s 154 sonnets. William Shakespeare is the man who created beautiful poetry and he influenced people to create their own. In today’s modern day society, whether it’s widely read or not, poetry has the ability to be considerably moving and to truly touch people. Poetry is relevant and interesting in today’s society because it expresses a great array and depth of people’s feelings, it makes the reader connect with the poem, and it has a unique value. Also poetry is second-hand in music because in most hip-hop songs the words rhyme and create a rhyming couplet. Pursuing this further, poetry is a very powerful thing and it should be included in today’s up-to-date society. Unquestionably, all poems express feelings and emotions that the writer has dealt with throughout their life. Poetry expresses emotion in a form that delights the reader in one field and a feeling of sorrow in another. No other type of writing has the power or capability to arouse that much emotion other than poetry. Every living creature has feelings, but everything has its own way to express it. One way humans express their deepest feelings is through using their language to write and compose poetry. Reading poetry can help see through the eyes of the writer and see what they are experiencing. â€Å"This power rises from within, like the color of a flower which fades and changes as it is developed† (Shelley). This quote says that people have the ability to express themselves and that is very important in life. Poetry can make it easier to step into the shoes of someone else and learn about their personality. Without poetry, people would not be able to express their feelings and emotions and show people their real personality. Also poetry can help people by using it to release tension or stress that they need to get rid of. After a rough day at school, reading some poetry is a good way to get rid of the tension that is caused from problems such as taking a hard test or getting a lot of homework. Poetry helps soothe the mind and gives the mind a respite. Poetry uses the five senses to create a peaceful and pristine image using just words. One example that uses the five senses is, â€Å"All overgrown with azure moss and flowers/ So sweet, the sense faints picturing them† (Shelley). This quote uses the sense of sight because the image is so beautiful that your sense of sight faints. This style of writing can be very calming and comforting when read in a quite environment. Poetry is just like a car wash for the mind and soul; it freshens the soul and gives the mind a brand new start. Without poetry, there is one less way to get rid of stress and release tension. In addition to being used as a stress reliever, poetry is used to compose music. Just as in poetry, music also shares a basic element known as rhythm. In poetry there can be many different kinds of rhythm at the same time. Individual lines include unstressed and stressed syllables which is called a meter. There is also a rhythm between lines when metric patterns are repeated. In music, cadence is the beat of the music and the beats give the music its regular pattern. Poetry and music also display emotion and expression in their amazing works of art. Rap is made up of rhyme, rhythm, alliteration and many other poetic attributes. It is the most alike to poetry, however it is still music. Music without words is poetry, but not in the general state. Without poetry there would be no music because they are very similar and one can’t live without the other. Another reason why poetry is relevant is because it is much more entertaining to read compared to reading a book. Furthermore, poems are much more interesting to read instead of reading a long, boring book. Book plots and characters can be remembered for a limited period of time but poetry is one of the only forms of literary language that can be memorized. In the world of poetry, all of the rules that are applied to writing books are ignored and a piece of art is created that is completely unique. Poetry is such a short form of writing that the reader can think about the poem for hours without having their nose buried in a book. Poetry uses three ideas that are important to the text; mindful imagery, emotions, and language. Without these three things, poems would not have descriptions that use the five senses to create an image and people would lose interest in reading it. On the other hand, some people believe that poetry is irrelevant and this is why they are wrong. Some people might say that poetry is irrelevant and it is a waste of time. They might say that poetry is irrelevant because they believe it is boring to read and there is more people writing poetry than there is appreciating it. Poetry is relevant because it is much shorter and easier to read compared to reading a book. Poetry is very exciting to read because it expresses the feelings of the writer and puts the reader in the writer’s shoes. Poetry is enjoyable to read if you can understand and comprehend what is happening in the poem. Reading poetry is a surrogate form of reading and it is read by many people. Therefore, poetry is relevant and important in today’s society and should be respected more. In short, poetry is very relevant in today’s fast-paced, technological society for many reasons. Poetry is a way to let people express their emotions and show what their personality is like. Reading poetry is a salutary method to reduce stress and can relax the brain when it is overloaded with too many problems. Also poetry is a way to create a rhythm and there would be no music without poetry. Lastly poetry is much more entertaining to read compared to reading a long, boring book. Poetry is an aberration because it is much better than the standard. If poetry was never taught again in schools we would most importantly lose a vital language from our past. Poetry is only as relevant as the message of the poem, depending on how well it has been written. Works Cited Shelley, Percy Bysshe. â€Å"Ode to the West Wind. † Mcdougal Littell Literature. Evanston: Mcdougal Littell, 2008. 850-52. Print. Shelley, Percy Bysshe. â€Å"A Defense of Poetry. † Mcdougal Littell Literature. Evanston: Mcdougal Littell, 2008. 857. Print.

Starbucks in Europe

Starbucks in Europe In contemporary business arena, companies are engaging in corporate social responsibilities activities in the effort to increase their market base and create good relationship with customers. Corporate social responsibility (CSR) involves activities that a company engages in for the direct benefit of the community. Despite the focus being on community welfare, CSRs have an indirect benefit to the company especially in sales, brand creation, and marketing. This paper discusses the structure of Starbucks corporate social responsibility program.Advertising We will write a custom research paper sample on Starbucks in Europe specifically for you for only $16.05 $11/page Learn More Brief History of the company Starbucks is world’s number one coffee and coffeehouse company; the company has embraced the spirit of corporate social responsibilities in its business. It is situated in 55 countries; the first branch was opened by Jerry Baldwin,  Zev Siegl, and G ordon Bowker on March 30, 1971 (Starbucks Corporate website). Starbucks Company has over 666 stores distributed across Europe. The branches have been developed through buyouts and franchising. Though the branches are operated and managed differently they have a similar code of conduct that they must uphold always (Starbucks Corporate website). The company is operational in 25 countries in Europe and a pilot survey is ongoing to analyse the chances of expanding to Ukraine and Italy. It is available in the following nations;  Portugal, Austria,  Belgium, Germany Portugal,   Russia,   Sweden, Czech Republic, Hungary  Ireland,   United Kingdom Denmark, Netherlands,  Poland,   Bulgaria,   Greece,   Turkey, Cyprus  Hungary  Ireland   France  , Jersey, Romania, Switzerland and   Spain (Starbucks Corporate website). Corporate social responsibilities undertaken by the company As a matter of social corporate responsibilities, the company has a number of charity p rograms which it finances they are; Water conservation financing, this is done through Ethos ® Water  policy where when somebody purchases the brand then   5 cent goes to the project. The company is engaged in youth programs aimed at training youth on entrepreneurial strategies. In 2009 a total of $2.1 million was used to finance 71 grants.  The company has also entered into Bonos (RED) For Charity where it donates money to assist those suffering from HIV. The company has a system called Shared Plane, where it aims at doing business in a way that is friendly to the environment. The system involves the producers and local community to adopt ethical production method which does not pollute the environment. The company has embarked on recycling of its waste products up to 70%. The move is to ensure that there are minimal disposal to the environment.Advertising Looking for research paper on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More The company uses large amounts of water in its productions, however in a move to conserve water; it recycles over 70% of its waste water. In the effort to reduce green house emission, the company has embarked on massive energy efficient methods. This involves the use of electricity to roast coffee beans in place of charcoal (Starbucks Corporation). Methods and strategy of Starbucks CSRs The approach taken by Starbucks to manage its corporate social responsibility involves analysing the prevailing situation in the world and coming up with the right intervention. The strategy aims at developing long lasting policies that the community can benefit from even after the withdrawal of the company. Other projects are aimed at promoting peace among community for better community of communities. The company has one of the world’s respected supply chain system which address corporate social responsibilities from a wider approach, according to the system, t he company only buys from farmers who have produced their coffee beans in an environmentally friendly manner. Starbucks corporate social responsibilities can be ranked among the best in the world; they not only address current issues facing a community but also ensure that the systems they have developed will be sustained for long periods. Although there are some companies that seems to be doing better than the company, credit should be given on the efforts and programs that the company has engaged in. The company’s sales and marketing team collaborates with the corporate social responsibilities to come up with the right programs for the company. Corporate social responsibilities programs aims at creating a healthy relationship with customers, it is among the strong points that the company considers in its customer relation management programs. In the event of an in eventuality, the company has set some funds to address such issues with the seriousness they require. Global is sue that Starbucks has not engaged in yet Although efforts made by the company can be applauded, the company has limited its focus in developed worlds and have played minimal stake in developing countries. One problem facing the developing countries is poverty; there are no programs that aim at reducing or eradicating poverty in developing countries. Some companies which are doing better than the company, for example Toyota Corporation, have micro-financing programs in developing countries as efforts to eradicate poverty in the areas.Advertising We will write a custom research paper sample on Starbucks in Europe specifically for you for only $16.05 $11/page Learn More The main reason that the company should focus in developing countries is because the nations are potential markets in the future. Developing countries have the potential to industrialize if only they can be given some financial and ideas boosts, the Starbucks has the potential of nurturing dev eloping countries potential. Starbucks Corporation Official Wesite. Starbucks Corporation. Web.

How To Write A Synthesis Essay Outline, with Example

How To Write A Synthesis Essay Outline, with Example Writing  a Synthesis Essay Outline Introduction writing Thesis writing Main body writing Conclusion writing Outline example On many occasions, students begin tackling their essay assignments before establishing the various attributes that differentiate essays. It is essential, first of all, to understand the various types of papers that exist and their main features before one begins handling their assignment. A synthesis essay can be described as any written work that seeks to make connections between different parts of a paper with the ultimate goal of presenting a unique theme, topic, or viewpoint. Synthesis essays always use a wide range of sources and this helps to support the author’s claim or stance on a particular topic or theme. The expectation here is that the sources will guide the writers in identifying the connection that exists between different sources from whence a solid theme, viewpoint or perspective will be formed. The implication here is that synthesis essays require a lot of research and students should be prepared for such work. Some students are often in the habit of assuming that this type of essays are out-rightly argumentative essays. However, as it will be discussed below, argumentative essays are only a type of synthesis essays. Therefore, it is essential to understand the differing aspects of all essays for one to be able to write a relevant article. Types of Synthesis Essay There are three types of synthesis essays. Details of each are shown below: 1. Argument Argument synthesis essays are a type of assignment  where the author seeks to present their stance or viewpoint, and supports it using facts from relevant sources. The facts provided to help enhance the author’s stance are often arranged in a logical manner. In most occasions, writers develop different thesis statements despite writing about the same topic. The above is allowed because the argument presented is individual and thus opens to interpretation. There can hence be two different theses from the same topic, and each is declared as an excellent work. 2. Review A review is simply described as a discussion of research that was done in the past. However, unlike regular literature reviews, it also entails a critical analysis of the source used. Its main goal is to affirm the need for more research on a particular topic. It thus seeks to determine the loopholes or the shortcomings of previous research discussions. 3. Explanatory Explanatory essays are also known as background synthesis essays. Unlike the argumentative that requires the author to have a stance, here, the author is only required to present facts about an object, state of affairs, or even a place to further the readers’ understanding. The goal or thesis is not as pronounced as when one is dealing with an argument essay because the author’s focus shifts to objectively organizing and presenting facts. In an argument paper, writers can go beyond the sources reading, when they are trying to make their stance clear. However, in an explanatory synthesis essay, authors are not expected to go beyond the facts that are in the sources provided. Structure of a  Synthesis Essay The first important, but overly forgotten bit is the topic selection. Before a writer thinks of an essay structure, it is essential to ensure that tips concerning topic selection are clear. There is one tip that is almost in every online guide, and it entails the selection of a topic that one is familiar with. The above is vital, or necessary, and will help writers to save time especially during the research. Once the topic is established and decided, the next bit involves the structure of the essay. Like all other essays, the synthesis essay has three main parts: the introduction, the main body, and finally the conclusion. Each section needs to follow certain steps and writers need to be familiar with these steps. Below are some tips on how each part needs to be written: Tips concerning introduction writing An introduction presents the readers with a brief discussion of the topic under review. Here, authors need to be creative and ensure that they capture their audiences’ interest, lest they lose them before they even make time to read the rest of the essay. The issue or topic or theme to be discussed should hence be clearly outlined and the author’s stance should be established in the introduction. Tips on thesis writing A thesis is the author’s main idea or perspective and must always be developed before commencing any work on the perfect essay. It is indeed illogical to develop one’s thesis without first reading the sources. Writers must first read the sources provided and then formulate their opinions on the subject or topic. On most occasions, a thesis statement is included in the introduction as the last sentence. Tips on body paragraphs (length, paragraphs, transition words) Synthesis essays often take after the five-paragraph structure and unless stated otherwise, most have five to seven paragraphs as well as six sentences in each paragraph. Transition words help to indicate that the author is on a different point. In some occasions, readers are left to find the points or themselves, and some end up getting mixed up and never even identifying a single point. Transitional words, for example, firstly, subsequently, additionally, etc. help to notify the readers that the author has moved on to the next point. Each paragraph must have a topic sentence, and these help building on the author’s thesis statement. An explanation of the topic sentence is also of the essence. Evidence from the sources used must also be provided, and the significance of whichever source must also be included. Tips on conclusion writing A conclusion can be said to be the easiest of these sections because the author is only expected to state the importance of their stance or viewpoint and provide a summary of the points discussed. While in most occasions authors finish their work flatly, in a synthesis essay one is supposed to be creative and include an ending that will elicit some thoughts from the audience. Example of Outline on Synthesis Essay about Global Warming Introduction Definition of global warming. Briefly mentioning some of the causes of global warming, for example, deforestation, burning of fossil fuels, increase in pollution levels, and industrialization. Mention some of the effects of global warming, for example, an increase in temperature, increase in sea levels which subsequently leads to flooding, etc. Thesis statement –assert that the world’s temperature level is rising and that the world needs to work together to help reduce the rate at which the temperature levels are rising. Main Body Paragraph 1–Mention IPCC’s assertion that the world’s sea levels will rise by 7 – 23 inches by the end of the current century. Include why this is important and will help build on the thesis statement. Paragraph 2 –The rise in temperature by 1.4 Fahrenheit degrees since 1880. Provide evidence of the above and mention the significance of this point. Paragraph 3 –The rapid melting of ice in the Arctic and the expectation that the region will soon have an ice free summer. Paragraph 4 –The rapid melting of glaciers with the consequence being increased in the sea levels. How is this point relevant to the thesis statement? Author needs to provide sufficient evidence of this fact. Paragraph 5 –Include the fact that the last two decades of the 20th century have been the hottest in the last 400 years. Evidence must be provided and this point’s relevance included. Conclusion A reassertion that the world’s temperature is steadily rising and how the world needs to be up in arms and strive to forge a way forward. A summary of the points provided in the main body. A question or an open discussion of how the world keeps drawing lines and keeping each other at arm’s length instead of fighting together to help stop the prospect of having to deal with the after-effects of global warming.

Brand Management Strategy Essay Example | Topics and Well Written Essays - 2750 words

Brand Management Strategy - Essay Example Thus, a product may be a physical good (e.g., a cereal, tennis racquet, or automobile), service (e.g., an airline, bank, or insurance company), retail store (e.g., a department store, specialty store, or supermarket), person (e.g., a political figure, entertainer, or professional athlete), organization (e.g., a nonprofit organization, trade organization, or arts group), place (e.g., a city, state, or country), or idea (e.g., a political or social cause). Brands play a critical role in a firm's international marketing strategy. Coherent international brand architecture is a key component of the firm's overall international marketing strategy as it provides a framework to leverage strong brands into other markets, assimilate acquired brands, and rationalize the firm's international branding strategy. This paper aims at making a detailed analysis of the product portfolio of Coca Cola and determines the effectiveness of its brand strategies. Most discussion and research on branding, both in domestic or international markets focus on the equity or value associated with a brand name and the factors that create or are the underlying source of value (Aaker, 1996; Kapferer, 1997; Keller, 1998). Considerable attention has, for example, been devoted to examining about extending the value embodied in a brand and its equity to other products without resulting in dilution of value (Aaker and Keller, 1990). This interest has been stimulated in part by the increasing market power and value associated with a strong brand and in part by the prohibitive costs of launching a successful new brand. In international markets, interest has been centered on global branding - defining the meaning of a global brand, discussing the advantages and pitfalls, and the conditions under which building a global brand is most likely to be successful (Roth, 1995a, b; Quelch, 1999). While this focus is appropriate for a relatively few high profile brands such as Coca-Cola, it ignores the complexity of the issues faced by the vast majority of multinational firms who own a variety of national, regional and international brands, at different levels in the organization, spanning a broad range of diverse country markets. Typically, these brands differ in their strength, associations, target market and the range of products covered, both within and across markets. Equally the use of brands at different organizational levels may vary from company to company. Research of Brand Portfolio Coca-Cola is the manufacturer, distributor and marketer of nonalcoholic beverage concentrates and syrups across the globe. They also manufacture, distribute and market some finished beverages. Along with Coca-Cola, which is recognized as the world's most valuable brand, they market four of the world's top five soft drink brands, including Diet Coke, Fanta and Sprite. The Company owns or licenses more than 400 brands, including carbonated soft drinks, juice and juice drinks, sports drinks, water products, teas, coffees and other beverages to meet consumers' desires, needs and lifestyle choices. More than 1.3 billion servings

Management Research Paper Example | Topics and Well Written Essays - 3000 words

Management - Research Paper Example The main aim relating to TQM and also its success depended upon successfully implementing customer satisfaction, internal and external as well as removing the barriers that exists in between the departments. TQM implementation resulted in tremendous success in terms of growth and market share. Also, TQM leads to reduction of wastage. The product quality improvements also lead to reduction of competition as more customers are willing to take up the products. TQM has a lasting benefit for not only the organization but the entire hierarchy of people in the organization. TQM (Total Quality Management) is a process for continuous improvement. To tackle the ever changing global business environment mere implementation of TQM in a company is not enough. They have look for ways to continuously upgrade and expand the way TQM has been implemented. TQM implementation requires a collaborated effort from entire organization. The cost of quality in implementing TQM is certainly a small matter when compared to the benefits that can be derived from TQM implementation and expansion. At Gillette, the customer satisfaction and collaborated effort from entire organizational support is given priority. Therefore to expand on the present TQM process, some tools of quality improvement can be implemented. A cause and effect analysis could be implemented to understand the customer view point and the effect it can generate to the company, if it is implemented. To tackle market competition a brainstorming session has to be practiced to understand the strengths and weakness es of the competitors and devise the TQM accordingly. The employee and the customers are two main stakeholders of Gillette. So, to implement their viewpoint a focus group survey by interview and employee survey can be implemented. Value engineering method has to be used. This will help in improving the value of products and goods produced. Value engineering implementation can help the company to